In 1810 the Reverend Henry Duncan created TSB as a bank for hard working local people. He believed that a safe, straightforward bank wouldn’t just help each and every saver, but would introduce wider financial stability to the community they all lived in, creating a stronger local economy. Everything Henry Duncan stood for then still holds true today. You won’t find TSB doing things like investment banking, international funding or big corporate finance. Instead, they’ll be spending their time bringing straightforward, balanced banking to the individual and local business customers, the people who help the local economies we all live in. TSB call this local banking.